SUBSCRIPTION AGREEMENT

OPERATING AGREEMENT

RIVEROAK REALTY FUND III, LLC REQUEST FOR OFFERING MEMORANDUM AND STATEMENT AS TO ACCREDITED STATUS

The following information is required by the Securities Act of 1933 before access is permitted to the Offering Memorandum

Full Name

Address (Street, City, State, Zip)

Date of Birth

Email Address



I am qualified to invest as an accredited investor by reason of at
 least one of the following (check at least one item that applies): 

 My net worth (either individually or with my spouse), including homes, 
investments and all property and other assets, is at least $1,000,000.

My individual annual income was at least $200,000 in each of the
 two most recent years, and I expect such income in the current year.

 My annual income jointly with my spouse was at least $300,000 in each of the two most 
recent years, and I expect such income in the current year.


   

EXECUTIVE SUMMARY

Business Overview


The Fund has been formed by the Managing Member to provide high net-worth individuals, corporations, small pension funds, Individual Retirement Accounts, self-directed 401-Ks, SEP's, and endowments access to professionally managed real estate investments. Stephen DeNardo ("Mr. DeNardo") and George Yerrall ("Mr. Yerrall"; together with Mr. DeNardo, the "Operating Principals") are the operating principals of the Managing Member who will manage all aspects of the Fund's business. The Operating Principals have extensive experience in all phases of real estate investment sourcing, acquisition, management and financing. The Fund will focus on multi-family residential, office and retail properties located in the Boston to Washington, DC, corridor (the "Investment Territory"). Other than the compensation and benefits paid by the Managing Member to the Operating Principals and other employees of the Managing Member (a portion of which shall be reimbursed by the Fund to the Managing Member), and the incentive promote payable to the Managing Member as set forth in the LLC Agreement (as hereinafter defined), no management fees, organization fees, acquisition fees, disposition fees or other fees will be charged to the investors by the Managing Member or its affiliates. The total remuneration for the Operating Principals will be derived from such compensation and benefits, which (as it relates to the Fund) are subject to Advisory Board (as hereinafter defined) review, and from their share (directly or through the Managing Member) of proceeds from the Fund's business, including the foregoing mentioned incentive promote. Any fees earned by the Fund from the operation of the Fund's business will be included in the revenue of the Fund.

The Fund's strategy will be to invest in niche opportunities in the Investment Territory in:
-Distressed assets with compelling value-added opportunities;
-Small-cap developments in supply restricted neighborhoods;
-Unique assets with strong upside potential;
-Properties in good locations with existing cash flow; and
-Real estate related operating and service companies.
-The Fund will take a balanced approach to maximizing risk-adjusted returns and long-term capital appreciation. Assets are expected to be held three to five years.

The Fund will invest primarily in (i) smaller properties (less than $20 million) and (ii) complex situations requiring significant asset management experience where operating results and cash flow can be improved. The market for these assets is relatively inefficient and is hard to access for private investors. The Operating Principals, however, have extensive experience with this market.

Investment Highlights

Management Commitment.
The Managing Member will purchase interests in the Fund in a minimum amount of 1% of the total capitalization in the Fund, provided, however, such investment may be structured either by the Managing Member investing in the Fund as a Nonmanaging Member (defined below) or by the principals of the Managing Member investing in the Fund as individual Nonmanaging Members.

Investor Returns. The goal of the Fund is to return all capital plus an internal rate of return ("IRR") of 13-15% on that capital by the time the Fund is liquidated. As an added feature, the members of the Fund other than the Managing Member (the "Nonmanaging Members") will be entitled to a preferred return on capital contributions made to the Fund of 8% compounded annually for the amount of time such capital contributions are outstanding (the "Preferred Return"). This amount is earned by all Nonmanaging Members on each investment of the Fund before any distribution to the Managing Member with respect to that investment. In addition, upon liquidation of the Funds, there will be a "look back" calculation of the Preferred Return on all contributed capital for the amount of time such capital contributions are outstanding.

Market Knowledge and Experience. Mr. DeNardo and Mr. Yerrall are quite familiar with the markets of the Investment Territory. The Operating Principals have acquired, managed, underwritten, developed or provided capital with respect to over 15 million square feet of real estate in the Investment Territory.

Access for Private Investors. Private investors, due to factors such as a scarcity of time, personal capital, experience or expertise, seldom find opportunities to invest in sizeable real estate transactions alongside professional real estate investment managers who have personal capital at risk. Unlike large institutional funds that require investment minimums of approximately $10 million, the Fund provides access to a professionally managed real estate investment vehicle for individuals and small institutions with all parties' interests being aligned.

Differentiation. The Fund will focus on real estate investments that maximize capital appreciation. These investments are unlike Real Estate Investment Trusts ("REITs"), which emphasize an income approach to a capital-intensive business. REITs (i) are subject to risks of the securities markets adding an element beyond the fundamentals of basic real estate risk and (ii) bear the burden of securities registration, public reporting and the costs associated with being a publicly traded company.

The Fund is also different from an opportunity fund. Besides the lack of access for most investors, opportunity funds are high-risk ventures, in which tremendous stress is placed on transactions in the pursuit of extremely high rates of return. Time is an important factor in the calculation of the applicable IRR for these ventures. A missed estimate or a slow-down in the marketplace of just six months ­ an extremely short period in real estate terms ­ can have a devastating affect on the rate of return. While the Fund will respect the importance of the overall return to its Nonmanaging Members, it will remain focused on managing real estate fundamentals using a balanced approach to risk and return.

No Fees Paid To Managing Member. Other than the compensation and benefits by the Managing Member to the Operating Principals and other employees of the Managing Member (a portion of which shall be reimbursed by the Fund to the Managing Member), and the incentive promote payable to the Managing Member as set forth in the LLC Agreement, no management fees, organization fees, acquisition fees, disposition fees, or other fees will be charged to the investors by the Managing Member or its affiliates. The total remuneration for the Operating Principals and such other employees will be derived from such compensation and benefits (the reimbursement of which, with respect to the Fund, are subject to Advisory Board review), and from their share (through ownership interests in the Managing Member) of the foregoing mentioned incentive promote. Any fees earned from the operation of the business will be included in the revenue of the Fund. The Fund, however, will be responsible for payment of its own expenses including sales expenses paid to third parties and will reimburse the Managing Member for any expenses (including the compensation and benefits of the Operating Principals and other employees of the Managing Member) advanced on its behalf.

Fees Paid to Third Parties. Notwithstanding anything to the contrary, the Fund may pay fees to third parties for the referral of investors who become Nonmanaging Members.

Alignment of Interests. Nonmanaging Members are investing with managers whose interests are aligned with each other:
-The Managing Member is (through an investment as a Nonmanaging Member) making a substantial investment of its own capital into the Fund, such capital will be returned on a pari-passu basis with the other Nonmanaging Members.
-There is no separate fee revenue of any kind that flows to the Managing Member.
-The Managing Member's incentives are dependent upon the return of capital plus the Preferred Return with respect to each investment to the Nonmanaging Members before any distribution is made to the Managing Member on an incentive basis.
-The Managing Member is not entitled to any "catch-up" provisions that are common to many other real estate funds.

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